BANKING-AS-A-SERVICE
SUPPLY CHAIN FINANCE NOW MADE TECH FRIENDLY FOR FINANCIAL INSTITUTIONS.
Automate and digitise the entire working capital cycle from onboarding to disbursements. Provide faster delivery and greater convenience to your business customers with the most advanced working capital platform in India.
BaaS BY CREDABLE
TECH FRIENDLY OPERATING PLATFORM SPECIALLY DESIGNED FOR FINANCIAL INSTITUTIONS
Digital KYC and Onboarding Suite
Enables smooth onboarding experience with E-KYC and digital documentation capabilities.
Embedded Credit Platform
Digital underwriting based on FI’s proprietary credit model.
Digital Documentation
Fully digitised documentation suite enabled with E-sign.
Anchor-Led Supply Chain Finance Program
Customised post-invoice early payment program built for vendors of enterprise clients.
Vendor-Led Supply Chain Finance Program
Platform-based solution for enabling liquidity to vendors, along with validation of the genuineness of the underlying transactions.
Purchase Order Financing
Enabling both digital underwriting for PO financing as well as a platform for digital management of pre- to post-shipment financing.
Receivable Financing Platform
Receivable aggregation platform for dealer/distribution financing.
Loan Management System
Seamless integration that adds a layer or replaces existing LMS, to support the flexible and timely launch of new products by Financial Institutions.
Payment & Reconciliation Platform
Unified payment platform for managing all payment needs of corporates.
Embedded Finance Platform
Unified platform for small businesses to avail trade opportunities as well as embedded finance including loans, forex, insurance, etc.
BENEFITS FOR FINANCIAL INSTITUTIONS
END TO END DIGITAL TRANSFORMATION FOR SUPPLY CHAIN FINANCE OPERATIONS
Reduce Complexities
Optimize Costs
Bridge Various Technology Gaps
Ensure Faster Delivery
Smoother Implementation and Greater Pay-offs
WHAT WE DELIVER
IMPROVED OPERATIONAL EFFICIENCY
Our Banking-as-a-Service delivers a data-driven solution that drives process efficiency and outperforms with intelligence.
BUILD RESILIENCE AND INCREASE BUSINESS AGILITY
We help Financial Institutions build resilient, digital-led, agile working capital infrastructure that drives innovation and growth.
DELIVER EXCEPTIONAL EXPERIENCES
BAAS provides richer experiences for end users, using technologies that empower them with self-service with capabilities like embedded finance.
WHY IS BANKING AS A SERVICE REQUIRED
SCALE AND LEADERSHIP
Started in 2017, CredAble today offer a wide range of working capital products across three key ecosystems: Enterprises, Financial Institutions (FIs), and Emerging Coorporates (SMBs)
Disbursements
- > $500 million monthly disbursement ARR for FY22
- < 3% on-book disbursement with 0% NPA to date
Borrowers
- 200,000+ borrowers onboarded on enterprise platforms
- 250,000+ customers onboarded through SME programs
Partnerships
- 35+ FI partners
- 100+ corporate partners
- 2 co-branded partnerships with leading banks in India
AWARDS & RECOGNITION
