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Our Team

Nirav Choksi

Co-Founder and CEO
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Nirav Choksi

Co-Founder and CEO

Nirav Choksi is CredAble’s Co-founder and CEO. Backed by a diverse global experience of over 18 years and an impressive career as an entrepreneur, Nirav brings on board a wealth of experience. As a highly accomplished business leader, Nirav has incubated and scaled businesses, raised debt and equity financing, and built multi-disciplinary global teams in the areas of technology, private equity, and international commodities.

He is instrumental in orchestrating the revenue growth opportunities for CredAble in complex and emerging markets globally. Nirav has been a key driver invested in leading the innovative measures and the organisation’s overall development and expansion over the years.

Prior to CredAble, Nirav co-founded and led Equentia Natural Resources Pte Ltd., a multi-commodity trading and structured finance company with offices in Singapore, Jakarta, Dubai, and Mumbai. ENR has a significant structured trade finance and debt arbitrage operation. With revenues exceeding $500 Million a year and trading volumes of over 10 Million MT, the company today leads the charts as top 5 importers of Indonesian Thermal Coal for the private sector in India. As an active early-stage investor in tech-enabled consumer-led ventures, he has invested in over 25 opportunities. Nirav has also founded several companies in the internet and technology space and has helmed 3 successful exits.

A renowned thought leader and an acclaimed speaker, Nirav has been featured in industry-leading publications and has taken the stage at many global events. Nirav holds a Bachelor of Computer Science and Economic degree from the University of Michigan.

Ram Kewalramani

Co-Founder and MD

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Ram Kewalramani

Co-Founder and MD

Ram Kewalramani is the Co-Founder and Managing Director of CredAble. A seasoned business leader, Ram has over 18 years of experience in providing strategic vision and analysis crucial for organisational success. As an industry veteran with diverse leadership experience, Ram brings a wide range of invaluable insights and functional expertise that spans the domains of Investment Banking, Marketing, Finance, and Operations.

He has extensive experience in helping shape mission-critical strategies that drive greater shareholder value. At CredAble, Ram is responsible for helming a series of bold transformations and delivering proven business results. As a renowned leader in the Employee Transportation Industry, he brings in-depth industry insights and a wide network of connections to further the larger vision behind CredAble.

Prior to founding CredAble, Ram spent 15 years in investment banking and P&L leadership capacities. Previously, he also served as a shareholder and CEO of People Premier Logistics, a successful employee transportation business. Before taking the plunge as an entrepreneur, Ram was an investment banker with leading firms such as Centrum Capital and Grant Thornton. Ram has graduated from the HR College of Commerce and Economics.

Anil Gudibande - Independent Director

Anil Gudibande

Director

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Anil Gudibande - Independent Director

Anil Gudibande

Director

Equentia SCF Technologies Private Limited

Anil’s 30 year prolific banking career needs little introduction. Anil spent over 17 years with Citibank and AIG and more recently as the Managing Director of Royal Bank of Scotland, before moving on to be the co-founder 1Crowd, India’s leading Angel Network. At 1Crowd, his investee companies benefit from his mentorship and immense experience and corporate network to accelerate their growth. As a Board Member of CredAble, Anil helps define our business strategy and selflessly guides our growth in the financial services domain.

Rajiv Ramnarayan - Independent Director

Rajiv Ramnarayan

Director

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Rajiv Ramnarayan - Independent Director

Rajiv Ramnarayan

Director

Equentia SCF Technologies Private Limited

Rajiv has a over a decade of experience conceptualizing and operating International businesses in South East Asia, India and China. Rajiv has a deep understanding of all facets of an International business encompassing trade finance, technology, business development, contract management, competitive sourcing and customer acquisition. Rajiv’s experience and knowledge of building businesses from scratch is of particular importance in his role as a Board Member of Credable.

Sandeep Somani - Investor Director

Sandeep Somani

Investor Director

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Sandeep Somani - Investor Director

Sandeep Somani

Investor Director

Equentia SCF Technologies Private Limited

Sandeep has over 15 years of experience in the BFSI domain specialising in Capital Markets, Wealth Management and Offshore Fund Management, both as a market player and regulator. As a regulator, he worked with the start-up management team of National Securities Depository Ltd (NSDL) and was part of their operations team for five years.Sandeep was Executive Vice President at Bay Capital Investment Managers Pvt. Ltd. and was responsible for the overall Operations, Finance and Compliance functions. Prior to Bay Capital, he was designated as Vice President at ENAM AMC and was also part of the core team that conceptualized and commenced Reliance Portfolio Management Services.Sandeep holds a Bachelors Degree in Commerce from Hansraj College, Delhi University and is a member of the Institute of Chartered Accountants of India (ICAI) and the Institute of Company Secretaries of India (ICSI).

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    CredAble is the tradename for Equentia SCF Technologies Private Limited and its wholly owned subsidiary, Equentia Financial Service Private Limited, a non-deposit taking Non-Banking Financial Company (NBFC) licensed by the Reserve Bank of India (RBI) bearing registration No. 13.02344.
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